daycare

daycare may be a necessary expense for your family, especially if you are a single parent or both of you are working. Daycare can prove to be expensive, and the rates increase if you have more than one child.

Read on for some tips on how to save money on daycare expenses. 

Use family if possible

Family members are usually the best caretakers for small children. Children develop a sense of familiarity with family and are likely to be stressed when you leave. Family will usually work for a lower rate than a daycare center. Some family members, such as grandparents, may watch the children for free, easing the burden on your daycare expenses.

In-home care

Having a babysitter come to your house will cut back on daycare costs because you will not have to cover the daycare center’s overhead. Choose a reliable babysitter who is well known or referred by family and friends. A bonus for your child is that they have access to their own toys and spread of germs is eliminated.

daycare

Private In-Home Daycare 

If you do not have access to family or an in-home babysitter, daycare may be your only option. Instead of choosing a daycare run out of a brick and mortar storefront, why not look into daycares run out of private homes? Private home daycares are likely to be less expensive and the caretakers may be more attentive.

Be sure to investigate the daycare thoroughly and ask questions until you feel satisfied. Check into licensing and make sure that the private home daycare you choose meets all of the licensing requirements.


If you decide to go with a storefront daycare center, be sure to read the contracts and requirements. Some, but not all, daycare require you to pay for a minimum set of days, even if your child is not there. This can add up to additional costs quickly, so keep this in mind when choosing a daycare center.

Daycare may be a necessary expense, but you do not necessarily have to pay top dollar for your child’s care. Looking into other options can be a great way to cut your costs considerably. Most of all make sure your child is comfortable within his or her surroundings, otherwise, your cost will be much greater than monetary amounts.

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Kara is a co-founder of the Dollar Mommy Club and a full-momma and who loves every minute of it. Ever since she was a little girl (around two years old actually) she has wanted a baby of her own. She even asked her mom for “a crying and pooping baby doll” for Christmas when she was just 6 years old. Certain events took place to where Kara was diagnosed with Endometriosis, and doctors told her that having her own children might be impossible. She spent years trying to figure out her health by trying everything under the sun that you can think of. It wasn’t until a few years after she was married that both she and her husband figured it out, and they were blessed with their first baby girl! When Kara isn’t managing the Dollar Mommy Club and it’s wonderful members and contributors, she enjoys spending time with family, binge-watching The Office on Netflix, and creating art.

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